等额本金还款方式":是将本金每月等额偿还,然后根据剩余本金计算利息,所以初期由于本金较多,将支付较多的利息,从而使还款额在初期较多,而在随后的时间每月递减,这种方式的好处是,由于在初期偿还较大款项而减少利息的支出,比较适合还款能力较强的家庭。
年限 | 1-5年 | 5-30年 |
---|---|---|
2015.08.26后 | 2.75% | 3.25% |
2015.06.28后 | 3.00% | 3.50% |
2015.05.11后 | 3.25% | 3.75% |
2015.03.01后 | 3.5% | 4.0% |
2014.12.2后 | 3.75% | 4.25% |
2012.7.6后 | 4.00% | 4.50% |
2012.6.8后 | 4.20% | 4.70% |
2011.7.7后 | 4.45% | 4.90% |
2011.4.6后 | 4.20% | 4.70% |
2011.2.9后 | 4.00% | 4.50% |
2010.12.26后 | 3.75% | 4.30% |
2010.10.20后 | 3.50% | 4.05% |
2008.12.23后 | 3.33% | 3.87% |
2008.11.27后 | 3.51% | 4.05% |
2008.10.09后 | 4.32% | 4.86% |
2007.9.16后 | 4.59% | 5.13% |
2007.9.15后 | 5.04% | 5.22% |
2007.8.22后 | 4.59% | 5.04% |
2007.7.21后 | 4.50% | 4.95% |
2007.5.19后 | 4.41% | 4.86% |
2007.3.18后 | 4.32% | 4.77% |
2006.5.8后 | 4.14% | 4.59% |
2005.3.17-2006.5.7 | 3.96% | 4.41% |
2005.1.1-3.16 | 3.78% | 4.23% |
2005.1.1前 | 3.60% | 4.05% |
年限 | 1-5年 | 5-30年 |
---|---|---|
2015.06.28后1.1倍 | 5.77% | 5.94% |
2015.06.28后基准 | 5.25% | 5.40% |
2015.06.28后85折 | 4.46% | 4.59% |
2015.06.28后8折 | 4.20% | 4.32% |
2015.06.28后7折 | 3.67% | 3.78% |
2015.05.11后1.1倍 | 6.05% | 6.21% |
2015.05.11后基准 | 5.5% | 5.65% |
2015.05.11后85折 | 4.67% | 4.80% |
2015.05.11后8折 | 4.40% | 4.52% |
2015.05.11后7折 | 3.85% | 3.95% |
2015.03.1后1.1倍 | 6.32% | 6.49% |
2015.03.1后基准 | 5.75% | 5.9% |
2015.03.1后85折 | 4.88% | 5.01% |
2015.03.1后8折 | 4.60% | 4.72% |
2015.03.1后7折 | 4.02% | 4.13% |
2014.12.2后1.1倍 | 6.60% | 6.76% |
2014.12.2后基准 | 6.00% | 6.15% |
2014.12.2后85折 | 5.10% | 5.22% |
2014.12.2后8折 | 4.80% | 4.92% |
2014.12.2后7折 | 4.20% | 4.30% |
2012.7.6后1.1倍 | 7.04% | 7.25% |
2012.7.6后基准 | 6.40% | 6.55% |
2012.7.6后85折 | 5.44% | 5.56% |
2012.7.6后8折 | 5.12% | 5.24% |
2012.7.6后7折 | 4.48% | 4.59% |
2012.6.6后1.1倍 | 7.31% | 7.50% |
2012.6.6后基准 | 6.65% | 6.80% |
2012.6.6后85折 | 5.56% | 5.78% |
2012.6.6后8折 | 5.44% | 5.52% |
2011.7.7后1.1倍 | 7.59% | 7.76% |
2011.7.7后基准 | 6.90% | 7.05% |
2011.7.7后85折 | 5.87% | 5.99% |
2011.4.6后1.1倍 | 7.32% | 7.48% |
2011.4.6后基准 | 6.65% | 6.80% |
2011.4.6后85折 | 5.65% | 5.78% |
2011.2.9后1.1倍 | 7.095% | 7.26% |
2011.2.9后基准 | 6.45% | 6.60% |
2011.2.9后85折 | 5.48% | 5.61% |
2010.12.26后1.1倍 | 6.84% | 7.04% |
2010.12.26后基准 | 6.22% | 6.40% |
2010.12.26后85折 | 5.29% | 5.44% |
2010.10.20后1.1倍 | 6.56% | 6.75% |
2010.10.20后基准 | 5.96% | 6.14% |
2010.10.20后85折 | 5.07% | 5.22% |
2008.12.23后85折 | 4.90% | 5.05% |
2008.12.23后7折 | 4.03% | 4.16% |
08.12.23后1.1倍 | 6.34% | 6.53% |
2008.12.23后基准 | 5.76% | 5.94% |
2008.11.27后下限 | 4.16% | 4.28% |
2008.11.27后上限 | 6.53% | 6.73% |
2008.11.27后基准 | 5.94% | 6.12% |
2008.10.30后下限 | 4.91% | 5.04% |
2008.10.30后上限 | 7.72% | 7.92% |
2008.10.30后基准 | 7.02% | 7.20% |
2008.10.27后下限 | 5.10% | 5.23% |
2008.10.27后上限 | 8.02% | 8.22% |
2008.10.27后基准 | 7.29% | 7.47% |
2008.10.09后下限 | 6.20% | 6.35% |
2008.10.09后上限 | 8.02% | 8.22% |
2008.10.09后基准 | 7.29% | 7.47% |
2008.09.16后下限 | 6.426% | 6.579% |
2008.09.16后上限 | 8.32% | 8.51% |
2008.09.16后基准 | 7.56% | 7.74% |
2007.12.21后下限 | 6.579% | 6.65% |
2007.12.21后上限 | 8.51% | 8.61% |
2007.12.21后基准 | 7.74% | 7.83% |
2007.9.15后 | 7.56% | 7.83% |
2007.8.22后 | 7.38% | 7.56% |
2007.7.21后 | 7.20% | 7.38% |
2007.5.19后 | 6.93% | 7.20% |
2007.3.18后上限 | 6.75% | 7.11% |
2007.3.18后下限 | 5.74% | 6.04% |
2006.8.19后上限 | 6.48% | 6.84% |
2006.8.19后下限 | 5.51% | 5.81% |
2006.4.28后上限 | 6.12% | 6.39% |
2006.4.28后下限 | 5.51% | 5.75% |